Ichsan, Atikah Nurul, Iren Despileny, Nisa Zahratul Jannah, and Muhammad Albahi. “Sharia Fintech: The Collaboration of Information Technology and Morality As A Financing Instrument for The Future ”. International Journal of Information System and Innovation Management (IJISIM) 2, no. 1 (July 6, 2024): 1-8. Accessed July 31, 2025. http://www.journal.al-matani.com/index.php/ijisim/article/view/946.