Akbar, A. A. ., & Nurdiansyah, D. H. . (2024). The Effect of NPL, BOPO, NIM on ROA of State-Owned Banks Listed on The Indonesia Stock Exchange. INVEST : Jurnal Inovasi Bisnis Dan Akuntansi, 5(1), 91-101. https://doi.org/10.55583/invest.v5i1.635