Ariyanto, S., A. Azwirman, and F. Sunny. “Analysis of Acceptance Factors in the Use of the Village Financial System (Siskeudes): A TAM and TPB Approach”. INVEST : Jurnal Inovasi Bisnis Dan Akuntansi, vol. 6, no. 1, Apr. 2025, pp. 125-34, doi:10.55583/invest.v6i1.1256.